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About us
The UK needs Churches
Church Mortgages Direct is a mission organisation with a heart for evangelism. Our heritage starts with a man who planted new Churches up and down the UK and saw the need to generate finance to provide buildings for those new congregations.
The values of Church Mortgages Direct
1. Keeping God at the centre
We treat customers as we would want to be treated – with respect and honesty.
We fulfil our calling by embracing biblical principles with integrity and accountability.
2. Valuing people properly
We provide straightforward, value-for-money products which meet customers’ needs.
We encourage every member of our team to grow and develop while always giving outstanding personal service to customers.
3. Handling finance responsibly
We provide a secure home for savings and only lend to customers responsibly.
We manage all the resources we use wisely since everything belongs to God.
4. Changing lives for good
We use financial services to support Christian churches and charities.
We make fair profits so that we can generously support Christian causes.
You can use our services whether you plan to:
• Buy
We can finance the initial purchase of a building which will often require conversion, modernisation and/or repair to make it suitable for the planned purpose. We have financed the conversion of a fish factory, purchase of a school as well as a listed Catholic Church building.
• Build
We can help finance the purchase of land and the subsequent construction of new, purpose-built facilities. We have funded new-build projects ranging from community centres to Churches to new sports facilities.
• Extend
When you own property and wish to expand we can help finance an extension or additional buildings on your site. We have even financed the installation of a balcony and a roof garden!
• Develop
If your current building is no longer suitable for your present use or worship style we can help finance the development of new interiors. From new toilets or kitchen to a full internal rearrangement or renovation... we have financed them all.
Who is Church Mortgages Direct?
Church Mortgages Direct is an operating name for Kingdom Bank Limited, an independent Christian organisation based in the UK and run by directors drawn from a cross-section of Church backgrounds. Kingdom Bank Ltd is wholly owned by a UK Charity, number 251550. We strive to maintain a professional Christian ethos throughout the organisation, and donate 20% of our operating profit annually to Christian Charities. The company is ethical by nature, dedicating its mortgage and lending capacity to provide funds to build and develop Churches and Christian ministries within the UK.
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